Terms of Use
Last Modified Date: 01 November 2026
Welcome to Nicolas Boucher Online (“Website”). By accessing and using this Website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these terms, please refrain from using this Website.
1. General Information
This Website is owned and operated by AI Finance Club GmbH (“we,” “us,” or “our”). Our registered business address is Hechingerstr. 9A, Stuttgart, 70567. Our VAT Tax ID is DE356721493 and Company Registration ID: HRB 800608. These Terms govern your use of this Website and any services, content, or information provided herein, including e-commerce transactions.
2. User Eligibility
By using this Website, you confirm that you are at least 18 years old or have obtained parental/guardian consent to use this Website if you are a minor.
3. Intellectual Property Rights
All content on this Website, including but not limited to text, graphics, images, logos, and software, is our property or licensed to us and is protected by intellectual property laws. Unauthorized use, reproduction, or distribution of any content is prohibited without prior written consent.
4. Use of the Website
You agree not to use this Website:
- For any unlawful purpose or in violation of any applicable laws.
- To infringe on our intellectual property rights or the rights of others.
- To distribute malicious software, viruses, or any other harmful technologies.
- To collect personal data of other users without their consent.
5. E-Commerce Terms
5.1 Product Information and Pricing
We make every effort to provide accurate descriptions, pricing, and availability of our digital products. However, we do not guarantee that all product descriptions, pricing, or availability are error-free. We reserve the right to correct errors, change pricing, and update product information at any time without prior notice.
5.2 Orders and Payments
By placing an order, you agree that you are making an offer to purchase the selected digital products. We reserve the right to accept or reject any order. Payments must be made through our designated payment processors namely: Stripe, Paypal, Google Pay, Apple Pay or Bank Transfer. We do not store credit card details and comply with all applicable payment security standards.
5.3 Delivery of Digital Products
Upon successful payment, digital products will be made available for download or access. You will receive an email confirmation with download instructions or access credentials. If you do not receive access within a reasonable timeframe, please contact us for assistance.
5.4 Returns and Refunds
Automatic renewal
Your membership renews automatically at the end of each billing period, unless you stop your renewal before the renewal date. For annual plans, we’ll remind you by email before your membership renews.
30-day money-back guarantee (all members)
All memberships and digital products come with a 30-day money-back guarantee. If you’re not satisfied, you can request a full refund within 30 days of your first purchase. The guarantee doesn’t apply to renewal payments.
Stop your renewal (any time)
You can stop your membership from renewing at any time:
Your membership won’t renew, and you keep access until the end of the period you’ve already paid for. We’ll confirm by email. Stopping your renewal does not by itself refund the current period. Whether you can end your membership early and get unused months back depends on when you purchased it, as set out below.
If your membership was purchased from 1 November 2026
First year. You can request a full refund within 30 days of your initial purchase (the money-back guarantee above). After those 30 days, payments for your first year are non-refundable. You can still stop your renewal, and you keep access until the end of your first year.
End an annual membership early (from your second year, one month’s notice). From the start of your second year, you can end an annual membership early by giving one month’s notice, using any of the options above. Your membership ends one month after your notice. Every membership month (counted from the start of your current membership year) up to and including the month in which it ends counts as used, and we refund the remaining months once your membership has ended. This applies in every later year as well. If your notice period would run past your next renewal date, your membership won’t renew and ends on the renewal date, with nothing more to pay.
Example: if you give notice during month 7 of your second year on a $997 annual plan, your membership ends during month 8, months 1 to 8 count as used, and we refund the remaining 4 months ($332.33).
From your second year, please tell us whether you want to stop your renewal or end your membership early. If you don’t say, we’ll treat your request as notice to end your membership early.
If your membership was purchased before 1 November 2026
End your membership early (any time, no notice). You can end your membership at any time and request a refund for the unused months of your current membership term. This continues to apply each time your membership renews, as long as it renews without a break. Refunds are calculated proportionally, and a month that has started counts as used.
Example (memberships purchased before 1 November 2026 only): if you end your membership during month 7 of a $997 annual plan, months 1 to 7 count as used and you’re refunded for the remaining 5 months ($415.42).
How to request a refund
You can request a refund:
We may ask for proof of purchase. Once a refund is issued, your access to the membership or digital product will end. If you end an annual membership early with one month’s notice, your notice is your refund request: your access continues until your membership ends, and we refund the remaining months after that.
Exceptional cases
Outside the conditions above, we may grant refunds at our discretion in exceptional cases.
Your statutory rights
This policy does not affect your rights under applicable consumer protection law.
Technical issues
If a technical problem stops you from using your membership, please email hello@ai-finance.club.
6. Privacy and Data Protection
We are committed to protecting your privacy and processing your personal data in compliance with the General Data Protection Regulation (GDPR). Please refer to our Privacy Policy for details on how we collect, process, and store your personal information.
7. Third-Party Links
This Website may contain links to third-party websites. We do not control or endorse these websites and are not responsible for their content or privacy practices.
8. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this Website, including but not limited to product defects, download failures, or transaction issues.
9. Changes to Terms and Conditions
We reserve the right to modify these Terms at any time. Changes will be posted on this page, and continued use of the Website constitutes acceptance of the revised Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Germany. Any disputes shall be subject to the exclusive jurisdiction of the courts in Stuttgart, Germany.
11. Contact Information
If you have any questions about these Terms, please contact us at:
Email: hello@nicolasboucher.online
Address: Hechingerstr. 9A, Stuttgart, Germany 70567
By using this Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.
